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Open Enrollment 2018-2019

Open Enrollment for Health Benefits,  Pre-Tax Options and Flexible Spending Accounts

 

Great news! We are continuing our group health insurance coverage with The Local Choice (TLC) and your health insurance premiums will stay the same for the upcoming year effective July 1st.  Open Enrollment begins April 9th and runs through April 27thOpen Enrollment permits employees to:

·               review the 2018- 2019 health insurance rates and benefits (see attachments)

·               make changes in health care coverage if needed

·               meet with the AFLAC representative to elect pre-tax or post-tax deductions for supplemental insurance and elect flexible spending accounts (FSAs)

HEALTH INSURANCE

If you are making changes, the deadline to turn in The Local Choice enrollments and/or waiver forms to the Human Resources Department is 3:00 p.m. Friday, April 27, 2018.  If you are not making a change with your current health insurance election, you do not need to do anything.

The Local Choice Representatives will present and/or be available for questions on the following:

Local Choice Meeting Times, Dates and Locations

Enrollment packets with enrollment/waiver forms will be distributed at the staff meetings scheduled above. Benefit summaries and insurance rates are attached and can also be found on the Human Resources Division Website The Local Choice Benefit and Rate Information  

AFLAC
The AFLAC Representative will be presenting at staff meetings and will be available for questions on the following:
AFLAC Meeting Times, Dates and Locations

In addition, employees can elect to participate in a tax-deferred Flexible Spending Account (FSA) for health care expenses and/or dependent care.  Enrollments DO NOT automatically continue from year to year.

 

A few facts regarding FSA’s:

  • Carryover has been adopted for health care and limited expense health care FSAs. Participants that are enrolled in one of these FSAs in 2017-18 will be able to bring up to $500 of unspent funds from 2017-18 into 2018-19. Participants must re-enroll for the 2018-19 Benefit Period to be eligible for carryover. Remember, there is no longer a grace period for these two accounts.
  • The maximum annual election for a Health Care Flexible Spending Account and the Limited Expense Health Care Flexible Spending Account is $2600 for the 2018-19 Benefit Period.
  • The minimum election for the flexible spending accounts is $100 for the 2018-19 Benefit Period.
  • The maximum annual election for a Dependent Care Flexible Spending Account is $5000 per household for the 2018-19 Benefit Period. There is no carryover for this account, but there is still a grace period.



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Sharon James,
Apr 9, 2018, 11:42 AM
Ċ
Sharon James,
Apr 9, 2018, 11:43 AM
Ċ
Sharon James,
Apr 9, 2018, 11:43 AM
Ċ
Sharon James,
Apr 9, 2018, 11:43 AM
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